Retirement Scenario Calculator

Tell us the monthly dividend income you want. We'll tell you how much you need invested.

S$ / month

Not sure? These are just starting points.

What's included in Comfortable?

Comfortable

  • Hawker favourites through the week
  • Restaurants twice a month
  • The freedom to mix MRT and Grab
  • One long holiday plus one short getaway a year

For one person in Singapore, in 2026 dollars. Housing, car costs and other commitments not named here can be added below.

S$

Optional. Add insurance, loans and anything else you must keep paying on top of the amount above.

S$

Your savings and investments today. Their monthly payout reduces what you still need.

%

Your assumed annual payout rate. The starting point is the average S-REIT payout in 2026.

0.5%15%

Most Singapore company dividends and personal S-REIT distributions are tax-exempt; exceptions may apply.

TOTAL INVESTMENT NEEDED
S$1,157,895
Monthly income you want
S$5,500
Your money already pays
S$2,375
Monthly gap
S$3,125
More capital needed
S$657,895